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TradingWiser.com Disclosure/Disclaimer, Policies, and Terms

Effective Date: June 1 2017

Subject to Change: TradingWiser.com reserves the right to modify, amend, or update this disclosure, disclaimer, and policy document at any time without prior notice. It is the responsibility of subscribers and users to regularly review these terms.

General Disclaimer: Trading stocks and options involves substantial risk and may not be suitable for all investors. Past performance is not indicative of future results. Trading ideas mentioned on this website and associated media are based on technical chart patterns and hypothetical performance results, which have inherent limitations. Results may vary significantly due to market conditions. The number of trading ideas published on TradingWiser.com can range from 0 to 10 or more. For questions, contact tradingwiser@gmail.com.

Educational Purpose Only: TradingWiser.com is not a registered investment advisor, broker-dealer, or financial advisory service. All content is for educational and informational purposes only and should not be construed as investment advice. The owner(s) may or may not hold positions in the securities discussed.

Risk Acknowledgment: Trading stocks and options carry significant potential rewards but also substantial risks. You must be willing to accept the risks to participate. Do not trade with money you cannot afford to lose. No guarantee is made regarding profitability or loss prevention. Past performance is not indicative of future results. TradingWiser.com is not responsible for trading losses, and users agree not to hold TradingWiser.com or its owner(s) liable for monetary losses or damages of any kind.

Technical Issues: TradingWiser.com shall not be held liable for technical problems, system failures, communication line issues, equipment malfunctions, or other defects. Users accept that such issues may occur and agree not to hold TradingWiser.com or its owner(s) responsible.

Be sure to read the OCC’s Characteristics and Risks of Standardized Options to learn more about options trading which can be found at

http://www.optionsclearing.com/about/publications/character-risks.jsp The link is provided as a courtesy only.

We encourage you to utilize the information at the SEC (http://www.sec.gov ) and the Financial Industry Regulatory Authority (FINRA) at (http://www.FINRA.org ). Public filings are available at SEC’s EDGAR page. FINRA has published information on how to invest carefully at its website. We encourage you to get personal advice from your professional investment advisor and/or to make independent investigations before acting on information that you read on tradingwiser.com and it product offerings, as it is intended for information and educational purposes only. Our opinions, thought and ideas are derived from public sources and other sources we believe are reliable, without our independent verification. We cannot assure you that any information on tradingwiser.com is accurate or complete. We do not in any way warrant or guarantee the success of any action which you take in reliance on our statements.

If you are not fully conversant with risks involved with trading options we encourage you to review in depth the course material offered by the CBOE. Their training materials can be found http://www.cboe.com/learncenter/tutorials.aspx


General Terms

The opinions, ideas, thoughts presented on tradingwiser.com are for informational and educational purposes only and should not be construed to represent trading or investment advice. None of the information contained herein constitutes a recommendation that any particular security, portfolio, transaction, or investment strategy is suitable for any specific person. We are not advising you personally concerning the nature, potential, value or suitability of any particular security, portfolio, transaction, investment strategy or other matter. As such, subscribers agree that under no circumstances neither Tradingwiser.com nor Afortunetrading Research Lab LLP. be held liable for any loss or damage caused by your reliance on information obtained from this website, including any articles, videos or other materials. Options involve substantial risk and are not suitable for all investors.

All opinions, ideas, and thoughts are based upon information considered reliable, but neither Tradingwiser.com nor Afortunetrading Research Lab LLP. Warrant its completeness or accuracy, and it should not be relied upon as such. While efforts will be made to ensure accuracy of information, Tradingwiser.com and Afortunetrading Research Lab LLP is under no obligation to update or correct any information provided on this website. All statements, ideas, opinions and thoughts are subject to change without notice

Subscription and Cancellation Policy:

By subscribing to our services at TradingWiser / AfortuneTrading LLP, you acknowledge and agree to the following terms and conditions regarding subscription renewals, cancellations, and refunds:

  1. Automatic Renewal:
    • All subscriptions are set to automatically renew at the end of each billing cycle to ensure uninterrupted service. Payments will be processed via PayPal or other authorized payment methods.
  2. Cancellation Policy:
    • If you wish to cancel your subscription, it is your responsibility to do so at least 24 hours before the next billing cycle.
    • Cancellations made after the renewal has been processed will not be eligible for a refund.
    • Subscribers must cancel the subscription under their paypal account as website is not designed to do so.
  3. No Refund Policy:
    • TradingWiser / AfortuneTrading LLP does not provide refunds once a subscription has been renewed.
    • Failure to cancel in advance will result in a charge for the next billing period, which is non-refundable.
  4. Disputes and Chargebacks:
    • By subscribing, you agree not to file chargebacks or disputes with your payment provider for charges resulting from your failure to cancel in time.
    • TradingWiser / AfortuneTrading LLP reserves the right to contest any unauthorized chargebacks and may provide evidence of your agreement to these terms.
  5. Subscriber Responsibility:
    • It is solely the subscriber’s responsibility to manage their subscription, including initiating timely cancellations.
    • TradingWiser / AfortuneTrading LLP is not liable for any charges incurred due to failure to cancel on time.

By completing your subscription, you confirm that you have read, understood, and agreed to these terms.

If you have any questions or require assistance with managing your subscription, please contact us before the renewal date.

TradingWiser / AfortuneTrading LLP

Liability Waiver: By using TradingWiser.com, you agree to hold TradingWiser.com and its owner(s) harmless for any direct or indirect financial loss, technical issues, or damages resulting from the use of services or content. TradingWiser.com shall not be liable for lost profits, missed opportunities, or any consequential damages arising from website usage.

Right to Modify or Limit Services: TradingWiser.com reserves the right to change its service offerings, pricing, or educational packages at any time without prior notice. It also reserves the right to refuse or terminate service to any client at its sole discretion.

Intellectual Property: All content, trademarks, and proprietary information on TradingWiser.com are protected by U.S. copyright and international laws. Unauthorized use, reproduction, or distribution is prohibited.

Purchase Agreement/End User License Agreement: Purchasers of any TradingWiser.com products or services may not resell, lease, or redistribute content in any form. All sales are final. Failure to comply may result in immediate termination without refund.

Acknowledgment: By clicking "Sign Up," "Register," or similar buttons on TradingWiser.com, you acknowledge that you have read and understood this Agreement, including disclaimers and waivers, and accept full responsibility for your trading decisions. If you do not agree to these terms, do not subscribe or purchase services.



All opinions, ideas, and thoughts on tradingwiser.com and its product offerings are for information and educational purposes only, as such, Tradingwiser.com and Afortunetrading Research Lab LLP cannot guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this website, including any articles, videos or other materials. Strategies or investments discussed may fluctuate in price or value. 100% loss occurs regularly with most options ideas. Investors may get back less than invested.

Investments or strategies mentioned on this website, including any articles, videos or other materials may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website, including any of the articles, videos or any other material mentioned. Before acting on information on this website, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser. Investors should be aware of potential risks involving options trading, including losses, and are advised to consult with an investment professional.

Be sure to read the OCC’s Characteristics and Risks of Standardized Options to learn more about options trading.

LEGAL NOTICE

tradingwiser.com and Afortunetrading Research Lab LLP do not give individualized stock market advice. We publish opinions, ideas and thoughts regarding companies in which we believe our subscribers may be interested. These opinions, ideas, and thoughts are intended for information and educational purposes only. They are not intended to be personalized recommendations to buy, hold, or sell any securities. Investments in the securities markets, and especially in options, are extremely speculative and involve substantial risk. All options investments mentioned on tradingwiser.com involve 100% risk. Only you can determine what level of risk is appropriate for you. Prior to buying or selling an option, an investor must have read a copy of Characteristics and Risks of Standardized Options. The booklet can be accessed at the options clearing corporation’s website at http://www.optionsclearing.com/about/publications/character-risks.jsp the link is provided as a courtesy only. only. There are no refunds for prior months subscription fees under any circumstances.

We encourage you to invest carefully and to utilize the information at the SEC (http://www.sec.gov ) and the Financial Industry Regulatory Authority (FINRA) at (http://www.FINRA.org ). Public filings are available at SEC’s EDGAR page. FINRA has published information on how to invest carefully at its website. We encourage you to get personal advice from your professional investment advisor and/or to make independent investigations before acting on information that you read on tradingwiser.com, as it is intended for information and educational purposes only. Our opinions, thought and ideas are derived from public and sources we believe are reliable, without our independent verification. We cannot assure you that any information on tradingwiser.com is accurate or complete. We do not in any way warrant or guarantee the success of any action which you take in reliance on our statements.

SUBSCRIPTION SERVICES

Your monthly subscription fee entitles you to access to premium content designed to enhance your awareness and knowledge regarding financial instruments, for informational and educational purposes only.

You are not providing any compensation to Tradingwiser.com and Afortunetrading Research Lab LLP. Or Afortunetrading Research Lab LLP in exchange for investment advice. Neither he/she nor anyone affiliated with tradingwiser.com are registered investment advisers with any regulatory authority. No content or information from this site or any of our product offerings shall be construed as investment advice.

Tradingwiser.com and Afortunetrading Research Lab LLP makes no assurances that the information he provides to subscribers has not been in the past nor will not be at any time in the future, disseminated to non-paying subscribers either on tradingwiser.com or in personal or other public communications. There are no refunds for prior months subscription fees under any circumstances.

Due to the nature of our educational material, www.tradingwiser.com will not accept or honor refunds. www.tradingiwser.com and its owner(s) will provide service to the consumer for the duration of purchase period only.

Before subscribing it is your responsibility to read and understand the Premium Subscription Agreements and Rules found on this website.

Performance

Any performance statistics or claims appearing on tradingwiser.com or made by Tradingwiser.com and Afortunetrading Research Lab LLP verbally or in writing are based on a generic portfolio and are not an indication of results you can achieve in your portfolio with your own trading. We are only providing opinions, ideas, and thoughts. They are intended for information and education purposes ONLY. Success rates are variable and subject to change. Trading involves substantial risk and you could lose all of your capital.

tradingwiser.com Content

100% of the content on the Site is the property of Afortunetrading Research Lab LLP and its licensors, and is protected in the U.S. and internationally under trademark, copyright, and other intellectual property laws.

You agree not to

– download, display or use any tradingwiser.com content located on the Site for use in any publications, in public performances, for any other commercial or non-commercial purpose, in connection with products or services that are not those of tradingwiser.com

– use the Site content in any other manner that is likely to cause confusion among consumers, that disparages or discredits tradingwiser.com and/or its licensors or that dilutes the strength of tradingwiser.com or its licensor’s property, or that otherwise infringes tradingwiser.com or its licensor’s intellectual property rights


Representations and Limitations of Liability

Tradingwiser.com and Afortunetrading Research Lab LLP make no representations about the reliability of the features of this Site, the Content, User Content, or any other Site feature, and disclaims all liability in the event of any service failure. You acknowledge that any reliance on such material or systems will be at your own risk. Tradingwiser.com makes no representations regarding the amount of time that any Content or User Content will be preserved.

Tradingwiser.com does not endorse, verify, evaluate or guarantee any information provided by users and nothing shall be considered as an endorsement, verification or guarantee of any User Content. You shall not create or distribute information, including but not limited to advertisements, press releases or other marketing materials, or include links to any sites which contain or suggest an endorsement by tradingwiser.com without the prior review and written approval of tradingwiser.com.

THIS SITE IS PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS. NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THOSE OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, ARE MADE WITH RESPECT TO THIS SITE OR ANY INFORMATION OR SOFTWARE THEREIN. UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL TRADINGWISER.COM BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE THIS SITE, NOR SHALL TRADINGWISER.COM BE RESPONSIBLE FOR ANY DAMAGES WHATSOEVER THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES, ERRORS, DEFECTS, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE WHETHER OR NOT CAUSED BY EVENTS BEYOND TRADINGWISER.COM REASONABLE CONTROL, INCLUDING BUT NOT LIMITED TO ACTS OF GOD, COMMUNICATIONS LINE FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO THIS SITE’S RECORDS, PROGRAMS, OR SERVICES. IN NO EVENT SHALL TRADINGWISER.COM’s TOTAL LIABILITY FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED FIVE DOLLARS (US $5.00).

Third Party Websites

Tradingwiser.com uses links to sites not maintained or related to tradingwiser.com. Hyperlinks are provided as a service to users and are not sponsored by or affiliated with tradingwiser.com. We make no representations or warranties about the content, completeness, or accuracy of those third party sites. Information you submit at a third party site accessible from this Site is subject to the terms of that site’s privacy policy, and tradingwiser.com has no control over how your information is collected, used, or otherwise handled.

tradingwiser.com General Availability

www.tradingwiser.com is currently operated by Afortunetrading Research Lab LLP. There will be days without service throughout the year due to Vacation, Sickness, and other foreseen circumstances. There may be a maximum of 6 weeks without service per year. Tradingwiser.com may utilize other individuals to help provide opinions, ideas, and thoughts. Remember everything discussed in the Chat room is for educational and informational purposes only. What you do with that information is 100% your responsibility.

Tradingwiser.com and the chat feature may unavailable on all market holidays and Weekends. Tradingwiser.com will be unavailable during all Holidays and Weekends.

Market Conditions dictate the amount of content provided, so there can be no guarantee of quantity.

I HAVE READ AND UNDERSTAND THIS AGREEMENT AND ACCEPT ALL TERMS, CONDITIONS, DISCLAIMERS, AND WAIVERS OF LEGAL RIGHTS SET FORTH HEREIN.